Alaska Airlines Visa Signature® Credit Card Program Summary

How You Earn Miles: You earn miles when you use your card to make purchases; returns, credits and adjustments to this card will be deducted from purchases, even if this card was not the original payment method (“Net Purchases”). The following transactions are not considered purchases and will not earn miles: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges.

• 1 Mile: Earn 1 mile for every $1 of Net Purchases charged to the card each billing cycle.

• 2 Miles: Earn 2 miles for every $1 of eligible Gas/Electric Vehicle (EV) Charging Station, Cable and Select Streaming Service and Local Transit (including Ride Share) Net Purchases. Eligible Net Purchases include: Service Stations (With or without Ancillary Services); Automated Fuel Dispensers; Electric Vehicle charging; Marinas, Marine Service, and Supplies (Including Gas); Fuel Dealers – Fuel Oil, Wood, Coal, and Liquefied Petroleum; Cable, Satellite and Other Pay Television/Radio/Streaming Services; Digital Goods Media – Books, Movies, Digital artwork/images, Music; Local and Suburban Commuter Passenger Transportation, Including Ferries; Passenger Railways; Taxicabs and Limousines (including Ride Share); Bus Lines; Tolls and Bridge Fees.

• 3 Miles: Earn 3 miles for every $1 of eligible Alaska Airlines Purchases. Eligible Alaska Airlines Purchases include Alaska Airlines tickets, flight subscriptions, inflight food and beverage purchases, lounge memberships, in-lounge food and beverage purchases, cargo purchases, and vacation packages billed by Alaska Airlines as the merchant of record and booked directly through Alaska Airlines. Eligible Alaska Airlines Vacation Packages must be booked via the Alaska Airlines website or by calling the Alaska Airlines Vacation Packages toll free number listed on the website. Otherwise eligible Alaska Airlines Purchases made through a third-party merchant (e.g., travel agency, online merchant) will not earn 3 miles per dollar. All miles earned on the account will be credited to the primary cardholder’s Alaska Airlines Mileage Plan™ account.

• Bonus Miles: Your card will be automatically enrolled in Alaska Airlines Mileage Plan™ Dining, a dining rewards program operated by Rewards Network Establishment Services Inc. You’ll earn 1 mile for every $2 spent at participating restaurants. Visit mileageplan.rewardsnetwork.com for the complete list of participating restaurants and learn how you can earn even more miles.

• Bonus Mile Processing: Merchants are assigned a merchant category code (MCC) based upon the merchant’s primary line of business. We do not determine which MCC a merchant chooses to classify itself.

• How You Use Your Miles: Earned miles can be redeemed for Alaska Airlines award travel, upgrades and hotel accommodations. Visit alaskaair.com for information on redemption and redemption minimums.

Relationship Bonus Miles: If the primary cardholder or joint cardholder (excluding authorized users) has a Qualifying Account with us, a 10% bonus will be added to the miles earned with each $1 spent on Net Purchases. An active Qualifying Account is an open consumer (non-business) checking or savings account with Bank of America N.A. or an investment account with Merrill that maintains an average daily balance greater than $0 or a Bank of America checking or savings account that has had a deposit or withdrawal within 90 days. Balances are reviewed at the end of every month to determine if qualifications were met.

For cardholders with a Qualifying Account all Net Purchases made with your card on or after the fifth business day of the current month through the fifth business day of the following month will earn the Relationship Bonus Miles. Upon opening a new Qualifying Account, it may take up to 60 days to begin earning the Relationship Bonus Miles.

Annual Companion Fare Benefit: The primary cardholder’s account must be open with active charging privileges to qualify for a Companion Fare code each anniversary after spending $6,000 or more on Net Purchases that post to their card billing statement by their card anniversary (every 12 months from the open date anniversary). With the exception of special account status or circumstances (e.g., Military relief programs), the anniversary will coincide with the month in which the annual fee is billed. Cash Advances and Balance Transfers are not considered purchases and do not apply for purposes of this benefit.

After qualifying, the primary cardholder will receive the Companion Fare code within the first 2 billing cycles after their anniversary, which will be credited to their Alaska Airlines Mileage Plan™ account. The code is valid for a round-trip or one-way coach Companion Fare on Alaska Airlines from $122 (USD) ($99 base fare plus taxes and fees, from $23 depending on their Alaska Airlines flight itinerary) when traveling with another guest on a paid published coach airfare on the same itinerary, booked at the same time on alaskaair.com. Multiple stopovers not allowed.

Primary fare and Companion Fare must be purchased with the primary cardholder’s Alaska Airlines credit card. The primary cardholder can view and redeem the Companion Fare code by logging into their Mileage Plan™ account at alaskaair.com. The Companion Fare code must be redeemed within 12 months of the date of issue. Once ticketed, travel may be completed after the expiration date of the Companion Fare code. The expiration date cannot be extended and, once the Companion Fare code has expired, it cannot be exchanged.

Mileage cannot be used as a form of payment, however mileage credit accrual is allowed for both guests. The Companion Fare code is not valid with award travel and cannot be combined with any other airfare discounts. Guest is responsible for all applicable taxes, fees, surcharges and applicable checked baggage fees. Applicable taxes and fees are subject to change. You can view your Companion Fare terms and conditions by logging into your Mileage Plan™ account.

Free Checked Bag Benefit: Any cardholder who has an open account at the time of travel and up to 6 guests traveling on the same reservation may check 1 bag free of charge on qualifying reservations. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, or SkyWest (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules.

Payment with the Alaska Airlines credit card is required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for guests who already receive 1 or more free checked bags. New cardholders will be eligible for this benefit approximately within 2-3 weeks after account opening. Cardholders upgrading from another Alaska Airlines credit card, will be eligible for this benefit approximately within 4-6 weeks after being upgraded.

Priority Boarding: Any cardholder who has an open account at the time of travel and up to 6 guests traveling on the same reservation are eligible for priority boarding. Airfare must be purchased with your Alaska Airlines credit card to qualify for this benefit. To receive priority boarding, the primary cardholder’s Alaska Airlines Mileage Plan™ number must be included in the reservation.

Priority boarding is only available on flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, or SkyWest. Cardholders and their eligible guests can board the plane before general boarding, after Alaska Mileage Plan™ elite status members and oneworld® Alliance elite members, customers with First Class or Premium Class seating and pre-board groups.

Bank of America is not responsible for the provision of, or failure to provide, the stated benefits. New cardholders will be eligible for this benefit within 2-3 weeks after opening a card account, or after upgrading from another Alaska Airlines credit card. See alaskaair.com for additional terms, conditions and restrictions that may apply.

20% Inflight Rebate on Food, Beverage and Wi-Fi Onboard Purchases: Cardholders will receive a 20% rebate, in the form of a statement credit, for purchases of food, beverages, and Wi-Fi onboard Alaska and Alaska operated flights, using their Alaska Airlines credit card as their method of payment.

The statement credit will post to your credit card account within 7 days from transaction posting date. To qualify for the 20% rebate, your account must be open with active charging privileges at the time of the qualifying transaction.

$100 Alaska Lounge+ Membership Discount: Cardholders will receive $100 off an annual Alaska Lounge+ Membership purchased with their Alaska Airlines credit card. Not combinable with other Alaska Lounge+ membership discounts.

Alaska Airlines reserves the right to restrict, alter, and/or modify the fees, benefits, services, and lounge locations and hours at any time, with or without written notice to its members.

Memberships are non-refundable and non-transferable. See alaskaair.com for full details and terms and conditions around Alaska Lounge+ membership.

Alaska Airlines Mileage Plan™ Enrollment: If you are not a current Alaska Airlines Mileage Plan™ member, Alaska Airlines will enroll you into the Alaska Airlines Mileage Plan™ program when you become a cardholder. The Mileage Plan™ Program is offered and administered by Alaska Airlines and is not a product or program of Bank of America. All Mileage Plan™ Program terms and conditions apply.

Visit alaskaair.com for complete Mileage Plan™ Program details. See Alaska Airlines Mileage Plan™ Program Guidelines and Award Chart for details regarding award mileage requirements.

How You May Lose Miles: See alaskaair.com for the terms and conditions that address miles expiration. If the owner(s) of the card account voluntarily closes the card account or we close the card account, any miles earned within the current billing period may be immediately forfeited.

Rewards Program Rules: Your credit card Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change.

Foreign transactions: The Foreign Transaction Fee is 0% of the U.S. dollar amount of each transaction made in a foreign currency.